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Phil Cottis

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Google Pay Teardown

FinTech will remember the day Google dropped their plans for the new Google Pay app for a long time. They’ll remember it as the day that…

Nov 24, 2020

Google Pay Teardown

Nov 24, 2020

The Future of Finance is Open

Finance is in the midst of a true upheaval in the UK.

Jun 5, 2020

The Future of Finance is Open

Jun 5, 2020

What has Open Banking done to financial services?

It cost a lot of money, upset a lot of bankers, and has hardly inspired a queue of users begging for more. Open Banking looked to throw the…

Sep 16, 2019

What has Open Banking done to financial services?

Sep 16, 2019

The Platformification of financial services

Anyone who has an interest in business trends over the last decade or so will have spotted a number of new digital entrants achieve…

Aug 21, 2019

The Platformification of financial services

Aug 21, 2019

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DataDrivenInvestor

Revolut Joins the World of Trading

After a relatively long time in the FinTech world, Revolut has now launched its commission-free trading service, and there are a few…

Aug 9, 2019

Revolut Joins the World of Trading

Aug 9, 2019

Facebook Coin… Good news or Bad news?

Hello Libra

Jul 26, 2019

Facebook Coin… Good news or Bad news?

Jul 26, 2019

Open Wealth

These are heady times for financial services. We are in the midst of an Open Data revolution. Regulators and incumbents are getting…

Apr 3, 2019

Apr 3, 2019

Apple’s new credit card… what does it all mean?

Unless you’ve been living in a hole you’ll have noticed that Apple caused a pretty big splash last week in the world of finance when they…

Apr 3, 2019

Apple’s new credit card… what does it all mean?

Apr 3, 2019

Phil Cottis

Phil Cottis

Financial related musings from the trenches of innovation. Digital Strategy Lead at Hargreaves Lansdown. Open Finance enthusiast. Views are my own

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